Quintet Private Bank Strategic Balanced

Rivertree Fd - Strategic Balanced aims to provide you with medium-/long-term investment growth. The sub-fund invests, directly or through other funds, an average of 50% in equity and an average of 50% in fixed-income assets (bonds, money market instruments and structured products based on interest rate income, among others) and in cash. Asset allocation is determined based on the recommendations of European strategists in relation to each asset class. The amount allocated to equity may vary from 0% to a maximum of 70% of the net assets of the sub-fund, and the amount allocated to fixed-income and cash products from 30% to 100%. There is no restriction on geographical or sectoral diversification. The sub-fund will refrain from investing directly in asset-backed securities (ABS) and/or mortgage-backed securities (MBS), but it may be exposed to them indirectly through UCIs for up to 5% of its net assets. In order to ensure efficient management, the manager may use derivatives on an ancillary basis. The aim of these financial techniques is to hedge and/or expose the portfolio against/to the following risks: equities, interest rates and foreign exchange. The sub-fund promotes environmental and/or social characteristics within the meaning of Article 8 of the SFDR.