Handelsbanken Pension 70

The fund is a rules-based mixed fund and is primarily intended for investors born in the 70s. The objective of the fund is to achieve good returns, while gradually reducing risk up to the time of retirement. Fund returns are determined by how the fund's investments in equity- and fixed income funds increase or decrease in value. The fund invests primarily in Nordic and global equity funds, as well as fixed income funds. Investments are made almost exclusively in Handelsbanken funds. We decrease the proportion of equities and gradually increase the proportion of interest-bearing securities until the retirement age. As of the year the first-born in the category (individuals born in the 1970s) turns 56 years old, the equity exposure shall be gradually weighted downward by 3.75 percentage each year until the equity exposure is approximately 25%. The equity exposure shall consist of approximately 50% exposure to an index that represents the global equity markets and an approximately 50% exposure to an index that represents the Nordic equity markets. The fixed income exposure shall consist of exposure to an index that represents the fixed income market in Sweden.