St. James's Place International SJP Balance InRetirement UT

The fund aims to achieve a mix of capital growth and income over a period of five years, by investing in assets, predominantly via collective investment schemes managed by the Manager. In most market conditions, the fund will invest at least 50% of its assets in equities with the remainder invested in fixed interest securities and alternative strategies (where sources of return may differ from the wider equity and fixed interest markets, such as Property). In extreme market conditions, the fund retains the ability to vary its asset allocation in a manner commensurate to the market conditions, which may include investing the majority of its assets in fixed interest securities and alternative strategies (via the underlying collective investment schemes) or investing directly into money market instruments, cash and near cash.